{"id":4421,"date":"2022-02-10T12:24:17","date_gmt":"2022-02-10T12:24:17","guid":{"rendered":"https:\/\/www.sosoactive.com\/?p=4421"},"modified":"2022-02-10T12:29:44","modified_gmt":"2022-02-10T12:29:44","slug":"7-reasons-why-you-should-opt-for-a-credit-card","status":"publish","type":"post","link":"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/","title":{"rendered":"7 Reasons Why You Should Opt For A Credit Card"},"content":{"rendered":"

Are you willing to strengthen your financial status?<\/p>\n

Are you looking forward to a perfect service that can help you fulfill all of your financial needs effectively?<\/p>\n

If yes, a credit card is a wonderful option you need to choose.<\/p>\n

Credit cards have no longer remained a matter of concern now. Many people globally are currently using these services without any failure. Where credit card services can serve you with many benefits, irresponsible usage may lead you towards the burden of debts.<\/p>\n

If you are ready to use this plastic responsibility, you can quickly pay off the balance more easily than you do with debit cards. Cash back cards<\/a> are the best way to keep cash transactions to a minimum. If you still have any confusion and are looking for the reasons why you should opt for a credit card, here are some that will let you learn more about this wonderful financial aid.<\/p>\n

One-Time Bonuses<\/h2>\n

The main thing about credit card services is the one-time bonuses it serves their users. The initial bonus opportunities of the credit cards offer a great opportunity to the users to save more on payments. Most of the time, applicants with good credit are served with additional bonuses of about $150 or more, which adds more to their overall spending amounts.
\nMoreover, the cards also provide different bonus reward points or miles to redeem further for traveling, gift cards,nt credits, and much more.<\/p>\n

Cash Back offers<\/h2>\n

The majority of the credit card services provide best cashback offers<\/a> for offering additional benefits to the credit cardholders. The cashback credit cards were first introduced and popularized in the United States to grab the attention of more customers to the services. If you search upon the marketplace, you can easily find credit card services offering 2%, 3%, or 4% free cash back<\/a> options depending upon the different purchases.<\/p>\n

While searching upon the different credit card options, keep in mind that the best cashback cards offer minimal fees and interest along with high-end reward rates.<\/p>\n

Reward Points<\/h2>\n

Credit cards are also well known for providing different sorts of reward points to credit cardholders. The free cashback card holders are often served with different reward points on their spending. Moreover, different reward credit cards also provide bonus points for certain categories while spending on different locations such as gasoline, grocery stores, and restaurants. One can easily collect these reward points for future usage. Users are free to redeem these reward points once after attaining certain earnings thresholds.<\/p>\n

The reward points thus earned are free to use on travel, gift cards, and merchandise items through the credit card company\u2019s online reward portal. The reward points being served by credit card services are often endless. If you are willing to get more leverage, you can even get a co-branded card being offered as a partnership by the different merchandise or hotel chains.<\/p>\n

Frequent -Flyer Miles serves to be a great help<\/h2>\n

Frequent flyer miles predates the majority of the features. These options are being introduced by American Airlines for offering endless earnings even when they are not flying. These credit card services are often being served with different other credit cards and apply to most domestic and international airlines. The credit cardholders are often served with one dollar for one mile in net purchases. The value of this reward depends on the type of airline ticket you have purchased using your reward points or miles. It is a valuable service that adds mileage-based introductory bonuses to credit cardholders.<\/p>\n

Safety<\/h2>\n

The next best thing that credit cards offer their users is extreme safety. Payments being done through credit cards often tend to be safer than that of the other options. It reduces the chances of getting any fraud. Moreover, it also keeps you safe from the over-expenditure of the legitimate expenses you have scheduled online payments for. One needs to be a bit careful while using credit card services as triggering insufficient funds may affect your credit card score. It takes a lot of time to reverse fraudulent transactions through debit card services or other bank transactions. Still, if we talk about credit cards, the fraudulent transactions can be immediately stopped and reversed just by notifying the credit card company related to the fraud.<\/p>\n

Offers Grace Period<\/h2>\n

Credit card transactions offer users a grace period to utilize to save. Whenever debit card users make any kind of purchase, their balance gets paid off immediately but when it comes to credit card payments, users get extra time for checking accounts. The extra time this user gets is quite helpful for the time value of money.<\/p>\n

While making payments through credit card options, just keep in mind that if you pay your bills or balance using your credit card, the amount that you\u2019d get from your bank account would be a bit extra. But if you pay your credit card using an interest-bearing checking account, it will help you in earning money during the grace period. This means that the extra cash you eventually have paid off will further add to your meaningful amount within a provided period.<\/p>\n

Insurance<\/h2>\n

The majority of credit card services offer different sorts of insurance services to their customers. Whether you are going to rent a car or are willing to insure your trip, credit card services make it much simpler and cheaper for the users.<\/p>\n

Conclusion<\/h2>\n

Credit card services are one of the best financial help that one can enjoy while using them in the discipline. While opting for the credit card service, just keep in mind that you are financially fit to pay off the monthly bills on or before the due date. Earn while spending on different options and save a lot of money.<\/p>\n","protected":false},"excerpt":{"rendered":"

Are you willing to strengthen your financial status? Are you looking forward to a perfect service that can help you fulfill all of your financial needs effectively? If yes, a credit card is a wonderful option you need to choose. Credit cards have no longer remained a matter of concern now. Many people globally are […]<\/p>\n","protected":false},"author":33,"featured_media":4422,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1893,146],"tags":[2416,2414,2408,2412,2411,2415,2409,2419,45,46,2417,2418,2410,2413],"yoast_head":"\n7 Reasons Why You Should Opt For A Credit Card - Sosoactive - Publish News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 Reasons Why You Should Opt For A Credit Card - Sosoactive - Publish News\" \/>\n<meta property=\"og:description\" content=\"Are you willing to strengthen your financial status? Are you looking forward to a perfect service that can help you fulfill all of your financial needs effectively? If yes, a credit card is a wonderful option you need to choose. Credit cards have no longer remained a matter of concern now. Many people globally are […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/\" \/>\n<meta property=\"og:site_name\" content=\"Sosoactive - Publish News\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/readerchandan\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-10T12:24:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-10T12:29:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sosoactive.com\/wp-content\/uploads\/2022\/02\/7-Reasons-Why-You-Should-Opt-For-A-Credit-Card-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1335\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Chandan Singh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/tischandan\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chandan Singh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/\",\"url\":\"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/\",\"name\":\"7 Reasons Why You Should Opt For A Credit Card - Sosoactive - Publish News\",\"isPartOf\":{\"@id\":\"https:\/\/www.sosoactive.com\/#website\"},\"datePublished\":\"2022-02-10T12:24:17+00:00\",\"dateModified\":\"2022-02-10T12:29:44+00:00\",\"author\":{\"@id\":\"https:\/\/www.sosoactive.com\/#\/schema\/person\/b083f8ee26e25317f29a426b63e50665\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.sosoactive.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"7 Reasons Why You Should Opt For A Credit Card\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.sosoactive.com\/#website\",\"url\":\"https:\/\/www.sosoactive.com\/\",\"name\":\"Sosoactive - Publish News\",\"description\":\"Interactive Media Company\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.sosoactive.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.sosoactive.com\/#\/schema\/person\/b083f8ee26e25317f29a426b63e50665\",\"name\":\"Chandan Singh\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.sosoactive.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c31bb0863499d1979ad746a65b014ee1?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c31bb0863499d1979ad746a65b014ee1?s=96&d=mm&r=g\",\"caption\":\"Chandan Singh\"},\"description\":\"Chandan Singh is a freelance writer, blogger, and digital media journalist. He has a management degree in Supply Chain & Operations Management and Marketing and boasts a wide-ranging background in digital media.\",\"sameAs\":[\"http:\/\/smallfinance.us\/\",\"https:\/\/www.facebook.com\/readerchandan\",\"https:\/\/www.instagram.com\/readerchandan\",\"https:\/\/www.linkedin.com\/in\/readerchandan\/\",\"https:\/\/twitter.com\/https:\/\/twitter.com\/tischandan\"],\"url\":\"https:\/\/www.sosoactive.com\/author\/sosoactive\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"7 Reasons Why You Should Opt For A Credit Card - Sosoactive - Publish News","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/","og_locale":"en_US","og_type":"article","og_title":"7 Reasons Why You Should Opt For A Credit Card - Sosoactive - Publish News","og_description":"Are you willing to strengthen your financial status? Are you looking forward to a perfect service that can help you fulfill all of your financial needs effectively? If yes, a credit card is a wonderful option you need to choose. Credit cards have no longer remained a matter of concern now. Many people globally are […]","og_url":"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/","og_site_name":"Sosoactive - Publish News","article_author":"https:\/\/www.facebook.com\/readerchandan","article_published_time":"2022-02-10T12:24:17+00:00","article_modified_time":"2022-02-10T12:29:44+00:00","og_image":[{"width":2560,"height":1335,"url":"https:\/\/www.sosoactive.com\/wp-content\/uploads\/2022\/02\/7-Reasons-Why-You-Should-Opt-For-A-Credit-Card-scaled.jpg","type":"image\/jpeg"}],"author":"Chandan Singh","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/tischandan","twitter_misc":{"Written by":"Chandan Singh","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/","url":"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/","name":"7 Reasons Why You Should Opt For A Credit Card - Sosoactive - Publish News","isPartOf":{"@id":"https:\/\/www.sosoactive.com\/#website"},"datePublished":"2022-02-10T12:24:17+00:00","dateModified":"2022-02-10T12:29:44+00:00","author":{"@id":"https:\/\/www.sosoactive.com\/#\/schema\/person\/b083f8ee26e25317f29a426b63e50665"},"breadcrumb":{"@id":"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.sosoactive.com\/7-reasons-why-you-should-opt-for-a-credit-card\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.sosoactive.com\/"},{"@type":"ListItem","position":2,"name":"7 Reasons Why You Should Opt For A Credit Card"}]},{"@type":"WebSite","@id":"https:\/\/www.sosoactive.com\/#website","url":"https:\/\/www.sosoactive.com\/","name":"Sosoactive - Publish News","description":"Interactive Media Company","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sosoactive.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.sosoactive.com\/#\/schema\/person\/b083f8ee26e25317f29a426b63e50665","name":"Chandan Singh","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.sosoactive.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c31bb0863499d1979ad746a65b014ee1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c31bb0863499d1979ad746a65b014ee1?s=96&d=mm&r=g","caption":"Chandan Singh"},"description":"Chandan Singh is a freelance writer, blogger, and digital media journalist. He has a management degree in Supply Chain & Operations Management and Marketing and boasts a wide-ranging background in digital media.","sameAs":["http:\/\/smallfinance.us\/","https:\/\/www.facebook.com\/readerchandan","https:\/\/www.instagram.com\/readerchandan","https:\/\/www.linkedin.com\/in\/readerchandan\/","https:\/\/twitter.com\/https:\/\/twitter.com\/tischandan"],"url":"https:\/\/www.sosoactive.com\/author\/sosoactive\/"}]}},"jetpack_featured_media_url":"https:\/\/www.sosoactive.com\/wp-content\/uploads\/2022\/02\/7-Reasons-Why-You-Should-Opt-For-A-Credit-Card-scaled.jpg","_links":{"self":[{"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/posts\/4421"}],"collection":[{"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/comments?post=4421"}],"version-history":[{"count":1,"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/posts\/4421\/revisions"}],"predecessor-version":[{"id":4423,"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/posts\/4421\/revisions\/4423"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/media\/4422"}],"wp:attachment":[{"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/media?parent=4421"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/categories?post=4421"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sosoactive.com\/wp-json\/wp\/v2\/tags?post=4421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}